I grew up in a house where debt was seen as a way to take care of other debt. It was normal for me to see my family living paycheck to paycheck and to see them use debt to pay off monthly bills and expenses.
By the time I started college at 18 years old I was a creative individual with high hopes to make my dreams of becoming a singer come true.
While my future seems promising I had one major setback.
I adapted to the old way of thinking from the environment I grew up in…
Get debt to live and to pay off other debt…
While in college, my mother thought it was a great idea to get me signed up for credit cards to grow my credit and after a few years my mom and I soon found out that was a huge mistake.
By the end of my college career, not only did I have a degree, I also had a pile of debt in both credit cards and student loans.