If you are currently looking for the best budget planners to take control of your finances, you are in the right place. Budgeting is a great way to take control of your finances and pay off debt fast.
Throughout my financial journey, I have learned that budgeting each month can be fun when you include things such as colorful markers, fun pencils, charts, and a budget planner.
Since I started my budgeting journey, I have paid off more than $10k of debt with the help of making budgeting fun. If you aren’t sure where to start, or if you don’t know the best planner that would fit your financial needs, this post will help guide you in the right direction. In this post, I share 10 of the best budget planners of 2021.
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What Is A Budget Planner?
When you create a budget a budget planner helps you accomplish your financial goals. The planner is there to help identify what is needed to reach your money and financial goals. Most budget planners include a section where you can set up monthly budgets, track spending and track debt pay-off progress.
Additionally, most budget planners include a place where you can write out your monthly and yearly financial goals. If you are looking to build wealth or to pay off debt, having a budget planner can help you achieve your money goals.
What Is A Good Budget Planner?
A good budget planner will include a section where you can track your income, expenses, savings, and debt. Additionally, a budget planner that includes a monthly calendar to set up reminders for bills and debt payments is great too.
A good budget planner is also easy to follow and isn’t hard to understand by its users.
What’s The Best Budget Planner?
There are a lot of different budget planners to choose from but it was depending on what you are looking for. Some of my favorite budget planners for beginners are the Clever Fox Budget Planner, The Go Girl Budget Planner, and Erin Condren Petite Financial Planner.
This post will cover in more detail some of the best budget planners to check-in 2021.
10 Best Budget Planners To Organize Your Money
1. Clever Fox Budget Planner ( Editor’s Choice)
This is one of the best budget planner books and one of my favorite ones on this list. The Clever Fox Budget Planner comes in a lot of different colors to choose from and is perfect if you are new to budgeting.
With this planner, you will be able to dive right in to set your financial goals, spend well and keep your money organized. This planner will help you manage all your money goals, savings, debt payments, and budgets.
One of the things I love about this budget planner is that you can write down your monthly financial goals in the goal section. You can also use the monthly calendar to put up reminders of due payments and bills.
This planner has thick, no-bleed, 120 GSM paper and comes with an accordion pocket. Keep in mind this planner is only 5.8 X 8.3 inches long in size, so if you are looking for a large planner, this might not be the best fit for you as it is on the smaller side. Additionally, they have a money-back guarantee, and if you aren’t happy with your results from the planner, you can request a refund from the company.
2. Go Girl Budget Planner
This planner is best if you are looking for a small compact planner. The Go Girl Budget Planner is the smallest planner in size on this list, coming in at 5.3ʺ x 7.7ʺ. If you are looking for a large planner, this will not be ideal.
The Go Girl Budget Planner includes pages for expenses tracking, debt pay off, goals setting, and budgeting. It also comes with bonus stickers and has 120 pages for tracking and budget planning throughout the year.
My favorite part of this planner is the expense tracking section. This planner includes 4 whole pages of expense trackers with 28 rows on each page. This will give you more than enough room to write down all of your monthly expenses.
This hardcover planner is made from animal-free leather, comes in a variety of colors, and has a quick start user manual. So, if you are looking for a cute small planner, this will be perfect for you.
3. Erin Condren Petite Financial Planner
If you are looking for inspiration to get your budget in order, this is the planner for you. This planner comes with 12 months of planning for all your money and financial needs.
This budget planner comes with a built-in folder where you can store stickers and paper to help with organization. This planner is 72 pages and includes a saving tracker monthly spread, debt tracking pages, 1 quote page, and a full set of stickers. While this planner is super fun, it’s not the most durable one, as some reviewers have stated it can come loose easily.
If you are looking for a cute and simple planner that will get the job done, this budget planner will be great for you.
4. Limitless Mindset Budget Book
This budget planner has 12 different colors for each month in the planner, which are all undated. It also includes an income tracker, bill planner, spending tracker, and envelopes that can be used for a cash envelope system.
The Limitless Mindset goes 2 years ahead and is made with high-quality leather. Each book includes 2 thick and durable pockets, which are great for things such as receipts, bills, and more. It also comes with stickers that you can use inside the planner to make your entries unique.
If you are looking for a durable budget planner that includes things such as a savings and income tracker with a cash envelope system, check out this budget planner.
5. Boxclever Press Budget Planner
This budget planner is great to organize your household and personal finances throughout the year. It also comes with a budget organizer, which makes it easy to use and helps organize your bills.
With this planner, you can track your monthly expenses, income, bills, and savings all in one place.
I love that the Boxclever Press Budget Planner has a section for holidays and extra expenses, which can help you prepare financially for the year. It also comes with 13 paperwork pockets that you can store things such as bills and receipts in.
If you have an office at home, this planner is the perfect size of 9.5 X 8 inches. It also comes with a hardcover, spiral binding, and a satin ribbon page marker so you can easily find your place throughout the planner.
If you are looking for a great budget planner that has spaces to record your daily spending and has pockets for your coupons, bills, and receipts, this one will be a great fit.
6. Zicoto Simplified Monthly Budget Planner
Another great budget planner book is the Zicoto Simplified Monthly Budget Planner. This planner helps you track your money flow and shows you the areas in your financial planning that may need improvement.
This planner comes in 6 different colors and is made for effective and easy budget planning. It comes with a pen loop that is sturdy and an elastic band.
It also comes with 2 sheets of stickers for creativity and inspiring quotes on each review page to help keep you inspired and focused. If you are looking for a cute budget planner you can take on the go, this would be a perfect fit.
7. Clever Fox Budget Book 2.0
The Clever Fox Budget Book 2.0 comes with different color interior pages that make budgeting fun. One of the things I love about this budget book is that each month has its own calendar, making it easy to set up bill reminders.
This budget book makes it easy to stay ahead with your finances each month. This planner is perfect for individuals who want to budget on the go. The small and compact size of 5.3″ x 7.7″ makes it easy to fit inside a book bag or even a purse.
You can also track your monthly expenses, income, debt, and bills with this planner. Additionally, it includes a pocket where you can store receipts and bills to stay organized.
8. Legend Deluxe Budget Planner
The Legend Deluxe Budget Planner is a great planner for individuals who are new to budgeting. You can create a monthly spending plan for each category of expenses that you have before the month even starts.
You can also review your spending habits at the end of the month to see what worked and what didn’t with this planner. If you are looking for a way to gain clarity about your finances and to get your finances in order, this planner will be great for you.
This planner includes financial goal setting, savings tracking, debt tracking, Christmas budgeting, regular bill tracking, and annual money summary.
Another huge plus about this planner is that it is undated, which means you can personally fill it in each month and start using this planner anytime throughout the year.
This 8X5 planner comes in heavy and durable 120 GSM pearl thick paper. It also comes with a pen holder at the top and an elastic band. If you are looking for a durable planner that will help you organize your money in a fun way, this planner is for you.
9. Budget By Paycheck Workbook
The Budget By Paycheck is a great budget planner for beginners. This planner is created by Kimko of the Budget Mom. She paid off more than $70k of debt and later bought her first house with cash. So, if there is anyone who knows how to budget effectively, it’s Kimko from the Budget Mom.
This budget workbook comes with yearly savings goals, monthly budget calendar, yearly saving trackers, bill tracker, cash envelope breakdown, money tracker, debt plan worksheet, network tracker, and expense tracker.
10.Mead Organizer Expense Tracker
If you are looking for a planner that is affordable and will track all your spending, this is a great pick. The Mead Organizer Expense tracker is a great budget planner to track your spending, monitor cash flow, and take control of your finances.
This budget planner is 8.5 X11 inches with a purple poly cover. It also comes with 3 tech lock poly rings. If you are looking for a budget planner where you can track your monthly expenses with ease, this is a great option.
Keep in mind this is a larger planner so it might be too big for individuals who are looking for a planner to take on the go. Additionally, some reviewers have stated that the pages slip off easily, so it’s good to be mindful of that.
Additional Budget Planner Reviews & Resources
- Clever Fox Monthly Budget Planner Review
- Go Girl Budget Planner Review
- Erin Corden Budget Book Review
Final Thoughts On Best Budget Planners
If you are just starting out with your financial journey, creating a budget is a great way to get ahead of your financial goals. This post shared some of the best budget planners to take control of your finances this year. Out of the picks, my favorite budget planners are The Clever Fox Budget Planner, The Clever Fox Budget Book, and The Go Girl Budget Planner.
Each budgeting planner offers different things, so make sure to check each one out individually to see which one will fit your needs the best.
What are your favorite budget planners? Let me know in the comment section below.